VOLUNTARY LIFE & AD&D

What is Voluntary Life & AD&D Insurance?

Proceeds can be used to replace lost potential income during working years and help ensure your family’s financial goals will still be met; goals like paying off a mortgage, keeping a business running, and paying for college. AD&D coverage is included as a part of life insurance benefits and will pay out a lump-sum death benefit in the event you or a covered loved one die accidentally or pass away later as the direct result of an accident. This plan also has a dismemberment benefit which provides an additional lump sum payment if an insured becomes dismembered in an accident.

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Plan Rules:

• Eligibility: Eligible full-time employees working 20+ hours/week, spouse, and unmarried children (up to age 26)

• Coverage through OneAmerica

• Must be actively at work on the effective date

• If electing for the first time outside of the initial open enrollment period, health questions will be required

• Employee must elect coverage on themselves in order to cover spouse and/or children

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